Time to bring it home. Find zipForm®, transaction tools, and all the closing resources you'll need. Except for the champagne — that's on you.
Time to bring it home. Complete transactions and contracts electronically through zipForm®.
zipForm® features easy-to-use navigation that lets you move quickly through documents and transactionszipForm® Plus zipForm® Standard Forms Libraries zipCRM™ Service Providers
Simplify the transaction with secure electronic signatures.
Free advice to help you understand the form you're using with Forms Tutor® and identify which form you need for your transaction with Forms Advisor™
C.A.R. Standard Forms are developed by the C.A.R. Legal Department which gathers input from real estate professionals and attorneys to create user-friendly, comprehensive, and dependable forms.
Manage all of your REALTOR® agent accounts, transactions and forms effortlessly and efficientlyzipForm® Plus for Multiple Users
Get answers to your zip-Related questions with user guides, FAQs, videos and more.C.A.R. Training Center
We're here to help, people! Business products and tools to empower REALTORS®.
Your one-stop-source for real estate products, forms, education, high-tech tools and more
Download the latest C.A.R. mobile apps, including CARmojies & Stickers, C.A.R., Legal Hotline, CA REALTOR® EXPO, and zipForm Mobile.
Help potential buyers open the door to home-ownership by searching from over 400 available down payment assistance programs throughout California.
The REALTOR® Badge is a personalized widget that verifies your status and displays your REALTOR® information from NRDS, including office and designation information.
Q: Where do I go to get legal questions answered? A: Easy, look to the right!
Legal articles, many in question and answer format, are currently available on over 150 subjects in 50-plus categories.All Legal Q&As
Plain-English explanations for every paragraph in the RPA that you can send to your buyers and sellers. REALTORS® can use it too!
6 charts show REALTORS ® what needs to be disclosed and to whom in various sales and lease scenarios.Lease/Rental Chart Sales Disclosure Checklist Sales Disclosure Chart
Need help on a legal issue? First, pick one of the topics.
PowerPoint presentations, videos and flyers for Brokers, Agents, and Consumers.
Short, helpful, 1-page articles on key legal topics
C.A.R.’s Legal Live Webinars are online presentations conducted by C.A.R. attorneys on the second Tuesday of every month. Hear about legal developments and answers to common questions.
The Legal Matters Podcast is the official podcast of the California Association of REALTORS® Member Legal Services Department.
Help, I need backup! Whether it's legal or financial help you need, C.A.R.'s got your back with these resources.
If you're a member looking to resolve a minor dispute or communication issue with another REALTOR®, a C.A.R. ombudsman may be able to help!
Your lifeline to the lending community formerly known as the Finance Helpline. Find contacts and answers to all mortgage related questions, and problems that arise in your real estate transaction. Get assistance today!Lending Resources
Looking for additional assistance? The Customer Contact Center is looking forward to serving you Monday through Friday between the hours of 8:30 a.m. and 4:45 p.m.
Did you know that for zero dollars and zero cents, you can speak with an attorney about your transaction? If you don't believe us, check it out yourself.
We offer a wide array of real estate educational courses, certifications & designations in various formats.
Easily renew your real estate license with the FREE 45 hour online license renewal package from C.A.R.
Prepare to earn your real estate license with our online courses
Browse our courses by topic to find the training you need to build up your real estate business.
Distinguish yourself by learning how to build a business that specializes in niche markets to nearly double your earning potential in various real estate sectors
Browse our class schedule to find when and where to take real estate courses.
Browse through the many courses we offer - listed in alphabetical order.Online Bundles
The REMS system allows brokers to deliver quality education to their agents and track their progress.
Complete your eight-hour NMLS license renewal requirement through our NMLS-approved provider, OnlineEd
Mark your calendars for our yearly meetings and events!
The main Business Meetings page includes important links for Directors and Committee Members.Tentative Program Committee Selection Meeting Registration
REimagine! Conference & Expo is where learning takes center stage and where business solutions and connections are at the forefront of the real estate industry.
Join us for a deep dive into property management fundamentals at this one-day conference on June 9th.
You're the brand! Use our marketing tools to tell your story.
A one-stop shop for tools and and resources to educate consumers about the intricacies of buying and selling a home and how a REALTOR® can help.Infographics One Cool Thing Tax Reform One Sheets Fire Insurance One Sheets
Explore and interact with the latest market statistics.County Market Updates Housing Perspective
Marketing tools from C.A.R.'s consumer advertising campaign
Got knowledge? All the info you need on California’s housing market, economy, and issues impacting the industry.
From Conferences to Resources, this area is geared to brokers and managers.
CCRE's mission is to advance industry knowledge and innovation with an emphasis on convening key experts and influence-makers.
Frequently Asked Questions about the Tax Cuts and Jobs Act
Be trendy -- stay current with our latest market forecasts and data analyses.
The latest market forecast and projection to what lays ahead.
View the latest sales and price numbers. Find out where sales will be in upcoming months.Current Sales & Price Statistics Housing Affordability Index - Traditional Historical Housing Data
The Housing Matters Podcast is your housing hub for market analysis, economic trends, and housing news.
Stay connected with the latest releases by subscribing to the products and services that interest you.
Gain insights on California's housing market through interactive dashboards. Select your metrics and see where the data takes you.Buyer's Guide Housing Market Overview Listings Luxury Market Market Stats by County Home Price Fundamentals
From outreaches to webinars, the Research and Economics team is sharing their insight on the market and the economy.
Californians are surveyed annually to gain insights on the housing market from their persepective.
Get a roundup of weekly economic and market news that matters to real estate and your business.
You’ve gone pro! So here are guidelines about MLS rules and professional standards.
Looking for information on how to file an interboard arbitration complaint? You've come to the right place! Find the rules, timeline and filing documents here.
California Model MLS Rules, Issues Briefing Papers, and other articles and materials related to MLS policy.
These volunteer training courses are for members who will be part of Board of Directors, grievance committees and hearing panels at local associations.
All local associations/boards must designate and certify one person primarily responsible for administration of professional standards processes. NAR requires that all Professional Standards Administrators re-certify every four years, thereby meeting the learning objectives and minimum criteria established by NAR.
Summaries and photos of California REALTORS® who violated the Code of Ethics and were disciplined with a fine, letter of reprimand, suspension, or expulsion.
An explanation of C.A.R.'s position on MLS consolidations in general and a statewide MLS in particular.
The most recent edition of the Code of Ethics and Standards of Practice of the National Association of REALTORS®.
The California Professional Standards Reference Manual, Local Association Forms, Interboard Arbitration Rules, and other materials related to Code of Ethics enforcement and arbitration.
An industry that works together, thrives together. Participate in legislative advocacy as a C.A.R. member!
C.A.R. advocates for REALTOR® issues in Washington D.C., Sacramento and in city and county governments throughout California.
CREPAC, LCRC, IMPAC, ALF and the RAF comprise C.A.R.'s political fundraising arm.REALTOR® Action Fund
It's the Law -- C.A.R.'s legal eagles tell you what you need to know to stay out of trouble.
California Code of Ethics and Arbitration Rules and external link to JAMS Arbitration service.
Summaries of legislation and regulation effecting REALTORS® and updates on news relevant to REALTORS®.2020 New Laws 2019 Real Estate Clean Up Law Changes 2019 New Laws 2018 New Laws 2017 New Laws Legal News
Important industry cases, resources and informationImportant California and Federal real estate related cases Small Claims Court
Current legal developments, C.A.R. legal products and services.Californians for Homeownership Realegal® Member Legal Services Attorney Access Form
Represent! Join C.A.R. in our community and foundation programs.
Find out how you can Get Involved with C.A.R's Governmental Affairs program!
Programs and grants to provide direct assistance to address the housing crisis in California.Make A Donation
The Rising Star Award program is a C.A.R. initiative designed to work with the brokerage community to recognize their up-and-coming agents.
C.A.R. stands ready to assist REALTORS® who have been impacted by wildfires through its Disaster Relief Fund and NAR's REALTORS® Relief Foundation.California Disaster Resources
Do you have an innovative idea(s) with regards to real estate? Submit your idea(s) for a chance to partner with C.A.R. and transform tomorrow's industry!
Scholarships for California students planning to pursue a career in real estate.
Grants for California REALTORS® and residents pursuing real estate education.
Find out more information on key diversity and inclusion programs and projects available.C.A.R. Women's Initiative
New to the industry? YPN is a network to sharpen your skills, heighten your leadership, and connect with fellow REALTORS®.
Adding REALTOR® next to your name is cool. What comes with that title is even cooler. Check out your benefits.
As a member of C.A.R., you receive more than 100 free and discounted benefits. Find out more about your member benefits here.C.A.R. Member Discounts NAR Member Discounts C.A.R. Insurance Products
As a new member of C.A.R. you have questions about your benefits and discounts. Find the answers here.Member FAQs
This is so us...who we are and what we do.
C.A.R. is a statewide trade association dedicated to the advancement of professionalism in real estate.Annual Report
Meet the 2020 C.A.R. Leadership Team
C.A.R.'s Media Center houses the Association's news releases, media guidelines, and logos.News Releases
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Housing/Real Estate Market
California home sales maintain last year’s momentum in January: Continued record low mortgage interest rates sustained California home sales as home prices pulled back from one of the highest levels recorded last year.
U.S. existing home sales dip slightly in January: Low mortgage rates continue to boost the housing market nationally, but the number of homes available for sale is near record lows which is limiting opportunities for buyers.
Home builder’s confidence remains near all-time highs: The recent low interest rates and strong demand for housing as a result of cheaper mortgages, has bode well for construction firms as they feel very optimistic about new development. So much so, that building permits even hit a 13-year high.
California housing affordability holds steady at end of 2019: 31% of California households could afford to purchase the $607,040 median-priced home in the Q4 of 2019. While this was unchanged from the previous quarter, compared to a year ago, housing affordability improved in 44 tracked counties, declined in 4 and remained the same in 1.
Freddie Mac survey shows affordability drives purchase and rental decisions: The survey found that 84% of renters believe renting is more affordable than owning, which was a jump of 17% points from last year’s results and a survey new all-time high. Ironically, affordability issues continue to affect renters more than owners.
Small-business owners start off the year optimistic: While they to continue struggle to find qualified workers, they feel quite more optimistic about sales and profits in January than they did at the end of 2019. NFIB index rebounds from 102.7 to 104.3.
Job openings fall to 2-year low in December as hiring slowed: The number of job openings in the U.S. fell to 6.42 million at the end of 2019 reflecting a slowdown in hiring as a result of a softening economy. Nevertheless, hiring relatively steady and jobless claims cling near post-recession low.
Consumers are feeling better about taking on more debt: U.S. household debt hit $14 trillion in Q4 of last year. This represented an increase of $193 billion over the previous quarter. Credit-card and student-loan debt rose modestly, but mortgage debt surged by $120 billion, as a result of lower interest rates incentivizing people to jump into the real estate market.
Consumer prices increased in January driven by rising rents: While CPI inched up 0.1%, inflation remains low. The cost of living in the past 12 months meanwhile jumped the highest level since the fall of 2018, from 2.3% to 2.5%.
U.S. ran a $32.6 billion budget deficit in January compared to a surplus of $9 billion the same month of last year: The federal government’s current fiscal year to date deficit is now $79 billion more than the same period last year
U.S. retailers off to a sluggish start in 2020: Despite sales growing a modest 0.3% in January thanks to consumers spending more money eating out and furnishing homes, retails sales were relatively soft and didn’t appear to add much to the economy.
Producer price index showed tepid increase: The wholesale cost of U.S. goods and services barely rose 0.2% in December and declined 0.1% in November, suggesting there was little inflation building at the end of 2019. Wholesale inflation has tapered off as it rose 1.3%, which was half as much as it did in 2018.
Industrial production slumps, marking its 4th decline in past 5 months: Industrial output fell 0.3%, although excluding autos, it was up by the same token. In any case, manufacturing continues to struggle with trade tensions, a strong dollar and business uncertainty.
U.S. import prices start off the year flat: The import price index was unchanged in January, as lower fuel costs offset the 0.2% increase in non-fuel goods. The increase in import prices over the past 12 months slowed to 0.3% from 0.5%.
Real Estate Finance
Little change in mortgage rates: The 30-year fixed-rate mortgage (FRM) inched up to 3.49% from 3.47% the week prior. The FRM continues to be significantly lower than the average of 4.35% recorded a year ago.
Mortgage applications decreased: Mortgage applications decreased 6.4% from a week earlier on a seasonally adjusted basis. The refinance index decreased 8% from the previous week but remains 165% higher than the same week a year ago. New purchase applications decreased 3% from the week prior on a seasonally adjusted basis but were 10% higher than the same week of last year.
Past Market Minutes
February 10,2020 - Residential construction picked up, manufacturing and service sectors rebound, and rates dropped for 3rd week in a row
February 3, 2020 - New-home sales fell in December, U.S. economy grew at 2.1%
January 27, 2020 - Home sales ticked up, resilient U.S. economy, mortgage rates lowest in 3 months
January 13, 2020 - Favorable rates, unemployment steady, mortgage applications decreased
January 6, 2020 - CA real estate market continues uptrend, national existing home sales fell
For previous weeks visit our archive folder.
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