Transaction Center

REALTOR® Secure Transaction

Realtor® Secure Transaction is your place to discover, access and master the essential tools for a modern, efficient and secure transaction.

Transactions - zipForm® Edition

Transaction management and forms software with all the must-have features, including current statewide contracts, local forms, and more.

Transaction Products zipForm® Edition Service Providers Forms Libraries Transactions, zipForm® Edition Support
Forms Advisor™ & Forms Tutor®

Free advice to help you understand the form you're using with Forms Tutor® and identify which form you need for your transaction with Forms Advisor™

Standard Forms

C.A.R. Standard Forms are developed by the C.A.R. Legal Department which gathers input from real estate professionals and attorneys to create user-friendly, comprehensive, and dependable forms.

Inspectors & Transaction Coordinators

Become certified as a Home Inspector or connect with a certified Inspectors and Transaction Coordinator.

C.A.R. Home Inspector Certification Program Transaction Coordinator Directory
Partner Program

Your one-stop-source for exclusive offers, discounts, and free trials.

Leasing & Property Management Resource Center

Everything you need for a successful property management & leasing business

Member Profitability Hub

A collection of educational and technology resources designed to help you achieve profitability and better prepare for your financial present and future.

Mobile Apps

Download the latest C.A.R. mobile apps, including CARmojis & Stickers, C.A.R., Legal Hotline, CA REALTOR® EXPO, and zipForm Mobile.

Broker Compensation Compliance

Practice tips for how to comply with the new broker compensation rules. Learn how to use forms, talk to clients, and meet your legal and other obligations.

Legal Q&As, New Laws, and Disclosure Charts

Legal articles, many in question and answer format, are currently available on over 150 subjects in 50-plus categories.

Legal Tools

Quick Guides (1-page articles) and PowerPoint presentations on key legal topics.

Legal Live Webinars

Wish you could catch up on California real estate law without having to read even more documents? Relax and watch a video as C.A.R.’s Legal Live Webinars bring you up-to-date on the hottest topics in real estate law.

Legal Matters Podcast

While you’re driving to your next meeting, would like our attorneys to update you on how to best protect yourself and your clients? Subscribe to our Legal Matters Podcast, and we’ll bring the most critical information right to your device.

Legal Launchpad

Need help on a legal issue? First, pick one of the topics.

Legal Action Fund

The Legal Action Fund advocates the REALTOR® point of view and assists in lawsuits pivotal to the real estate industry. Learn more about how the Legal Action Fund supports you in your business.

Legal Resources

Important industry cases, resources and information


Current legal developments, C.A.R. legal products and services.

NAR Litigation

Explore the implications of the landmark Burnett v NAR antitrust lawsuit's outcome for REALTORS®, the industry, and your business.

Ombudsman Hotline

If you're a member looking to resolve a minor dispute or communication issue with another REALTOR®, a C.A.R. ombudsman may be able to help!

Peer-to-Peer Ethics

C.A.R. REALTOR® volunteers are specifically trained and are available to answer questions from other members about the Code of Ethics, and can provide information and limited counseling concerning its proper interpretation.

Transaction Rescue™

Your lifeline to the lending community formerly known as the Finance Helpline and Mortgage Rescue™. Find contacts and answers to all mortgage related questions, and problems that arise in your real estate transaction. Get assistance today!

Lending Resources
Customer Contact Center

Need assistance on Transactions – zipForm Edition, purchasing a course, or other general membership questions? The Customer Contact Center is only a phone call away.

Consumer Mediation

The C.A.R. Real Estate Mediation Center for Consumers has mediators available to assist buyers and sellers (as well as other parties to real estate transactions) in resolving their disputes.

C.A.R. Legal Hotline

Did you know that for zero dollars and zero cents, you can speak with an attorney about your transaction? If you don't believe us, check it out yourself.


Lender Resources

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These Lenders are available to answer questions and focus on you, our member, to provide education and assistance in working with your client first without regard to making or not making a particular loan.

Some of these Lenders may specialize in particular products or loan availability. They are here for the convenience of you and your clients. In assisting your clients, we suggest you review the Down Payment Resource as well.

Production Lenders:


 Bank of the West 

  • Jim McCraw – VP Southern California Head of Production
    Office: (714) 481-2415
    Cell: (714) 336-1056
    Fax: (402) 918-7165
    Email: [email protected]


Caliber Home Loans

  • Joe Villegas - Area Sales Manager - NMLS ID #353587
    Direct Phone: (209) 645-1366
    Email: [email protected] 



  • Kyle Kasperick - EVP Operations 
    Direct Phone: (310) 428-3416
    Email: [email protected] 


CrossCountry Mortgage LLC

  • Faramarz (FM) Moeen-Ziai - VP, Mortgage Advisor
    Phone: 510-254-4697
    Cell: 415-377-1147
    Fax: 510-264-4698
    Email: [email protected]


Freedom Mortgage

Guaranteed Rate Affinity Mortgage  (Renovation Lending)

  • Skip Schenker Regional Sales Manager
    Direct Phone: (925) 253-6326
    Cell Phone: (714) 681-3768
    Email: [email protected] 

    Guild Mortgage

    • Danny Fitzpatrick - California Renovation Branch Manager - NMLS ID #460011
      Direct Phone: (858) 987-7849
      Fax: (858) 291-1002
      Email: [email protected]


      • Roland Macias - Energy Efficient Mortgage (EEM) Consultant & Loan Sales Manager
        Cell Phone: (714) 448-7845
        Office Phone: (562) 924-9703
        Email: [email protected]

      Union Bank (MUFG)

      • Jered Barger - Managing Director - South Division Manager Residential Lending - NMLS ID #448544
        Direct Phone: (619) 847-5080
        Email: [email protected]

      Other Lenders (MLO's, Mobile, Construction, and Land)

      Empire Mobile Home Loans  (Mobile/Manufactured including Mobile Home Parks)

      • John Henricksen- Mobile Home Lending
        509 7th St #200 Santa Rosa CA 95401
        Phone: 707-569-1497 Fax: 707-324-8108
        [email protected]

      TIAA Bank (Construction)

      • Brad Martin - Western Division Construction Lending Sales Manager
        Direct Phone: (949) 315-7278
        Cell Phone: (949) 293-1900
        Email: [email protected]

      United Wholesale Mortgage (for our REALTOR® MLO's)

      • Jaime Borashko - Director of Wholesale Development
        Phone: (248) 833-4324
        Email: [email protected]

      AG Financial Funding (Land Lender)

      • Marilyn Love - Large Land & Rural Loans
        Office (Cell) Phone: 661-440-1749
        Email: [email protected]


      Please feel free to visit the Mortgage Rescue™ 's Relevant News & ArticlesTools You Can UseFinance Q&AsDown Payment Assistance,  Finance WebinarsFinancial LiteracyAdditional Resources and Contact Us page(s) for more helpful information. 

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